Wallester is a B2B platform for card issuing and processing. In other words, it's designed for companies that want to launch and manage a fully customizable payment card program without needing their own banking infrastructure. It allows you to issue Visa cards—virtual or physical—with immediate debit, delayed debit, prepaid, or single-use options, all of which can be integrated with Apple Pay, Google Pay, or Samsung Pay, under a white-label model.

It's a modular solution built for fintechs, HR departments, marketplace platforms, gift card issuers, and companies operating in the gig economy.

It offers centralized tools for:

• managing payment flows,
• real-time transaction monitoring,
• applying dynamic rules (spending policies),
• segmentation using sub-accounts,
• and automated accounting exports.

The web interface and RESTful API allow smooth integration with third-party systems (ERP, CRM, accounting tools), supported by a full compliance stack (PCI DSS, KYC/KYB, AML, 3D Secure 2.0).

What are the main features of Wallester?

REST API & white-label portals

Wallester offers a complete REST API with resource-based URLs, standard HTTP codes, and GitHub developer documentation.

• Automated issuance of virtual/physical cards via API.
• Customization of client portal and branded mobile app.
• Integration with accounting software (e.g., QuickBooks), CRM, and ERP systems.

Instant Visa card issuance

Wallester enables immediate issuance of virtual and physical cards, including a EUR IBAN.

• Single-use cards for one-time purchases.
• Physical cards for employees without digital access.
• Mass distribution for fleets, logistics, yachting, gig economy.

Expense management & integrated reporting

The platform provides real-time expense control, receipt uploads, report exports, and accounting sync via API.

• Budget tracking by department, project, or sub-account.
• Data export to Excel, ERP, or cloud accounting tools.
• Centralized digital receipt archive.

Security, compliance, and tokenization

Wallester complies with PCI DSS, PSD2, KYC/KYB/AML, and supports tokenization for Apple Pay, Google Pay, Samsung, Fitbit, Garmin, and 3D Secure 2.0.

• Cards compatible with secure mobile wallets.
• Strong customer authentication via 3D Secure under EU regulations.
• Fraud detection and filtering of suspicious transactions.

BIN sponsorship & Visa network integration

As a principal Visa member, Wallester provides sponsored BINs aligned with VISA/EMV standards.

• Launch card programs without a banking license.
• Issue loyalty, prepaid, gift, or membership cards.

Industry-specific solutions

Wallester offers tailored solutions for businesses, fintechs, streaming platforms, gig economy, logistics, gift card providers, yachting, and more.

• Instant payouts to drivers and couriers via zero-balance cards.
• Immediate earnings access for creators and streamers.
• Multi-use gift cards with configurable limits.

Why choose Wallester?

• Ready-to-use full solution: onboarding, card issuing, and reporting in just 3 steps.
• Industry versatility: fintech, e-commerce, logistics, streaming, gig platforms, gift cards.
• Advanced security & compliance: PCI DSS, PSD2, tokenization, 3D Secure, fraud monitoring.
• Direct Visa integration: launch branded cards without needing a banking license.
• Cost control: permanent free plan, multi-currency support, tiered pricing model.