Kubera is a web-based portfolio tracking platform designed for individuals who manage diversified assets across traditional finance, cryptocurrency, DeFi, real estate, and collectibles. Tailored to high-net-worth individuals, crypto investors, and financial advisors, Kubera offers a centralized dashboard for monitoring net worth and performance across multiple asset classes. Its key strengths lie in its account aggregation, multi-currency support, and clean integration with both modern and legacy financial systems.

Unlike typical crypto-only portfolio apps, Kubera caters to a broader user base—those seeking a holistic financial overview, including retirement accounts, real estate valuations, precious metals, NFTs, and DeFi protocols. It supports both manual and automated updates, along with time-weighted rate of return (TWRR) performance tracking.

What are the main features of Kubera?

All-in-one portfolio tracking across asset classes

Kubera consolidates holdings across bank accounts, brokerage platforms, crypto wallets, and offline assets like real estate or vehicles into a single interface.

• Connects with 20,000+ banks and brokerages worldwide via account aggregators like Plaid, Yodlee, and Salt Edge.

• Supports crypto wallets (e.g. MetaMask, Ledger) and major exchanges (e.g. Coinbase, Binance).

• Manual asset entry for real estate, vehicles, collectibles, domain names, etc.

• Tracks liabilities alongside assets for accurate net worth calculation.

Cryptocurrency and DeFi integration

Kubera offers advanced support for crypto and decentralized finance assets, providing visibility into both hot and cold wallets.

• Automatic wallet balance updates from Ethereum, Bitcoin, Solana, and other blockchains.

• NFT value tracking through OpenSea integrations.

• DeFi protocol balances from platforms like Aave and Compound.

• Custom token support for manual DeFi tracking.

Global and multi-currency support

For international users or those holding global assets, Kubera provides real-time currency conversion and region-specific functionality.

• Supports over 100 fiat currencies.

• Real-time FX rates applied to assets and liabilities.

• Consolidated view with base currency selected by the user.

• Handles cross-border investments, including international brokerage accounts and crypto holdings.

Performance analytics and time-weighted return tracking

Kubera calculates portfolio performance using time-weighted return (TWRR), commonly used by professional asset managers.

• Tracks asset appreciation, dividends, and interest payments.

• Visualizations of performance over time.

• Historical snapshots to review past financial positions.

• Breakdown of performance by asset type or class.

Legacy planning and beneficiary access

Kubera includes a unique “Life Beat” feature that ensures asset continuity for estate planning purposes.

• Allows users to name a beneficiary who will gain read-only access to the portfolio if the user becomes inactive for a set period.

• Automated alerts triggered after prolonged inactivity.

• Designed for peace of mind around inheritance and wealth transfer.

Why choose Kubera?

• Unified asset view: Unlike crypto-only apps, Kubera aggregates a wide range of asset types in one place—including traditional, crypto, and non-financial assets.

• Privacy-focused model: Kubera does not monetize user data and operates on a subscription basis, avoiding ad tracking and financial data resale.

• Ideal for cross-asset investors: Suitable for individuals managing both DeFi positions and traditional retirement portfolios.

• Estate planning built-in: The Life Beat feature offers functionality rarely seen in financial tracking tools, especially for crypto holders.

• Reliable integrations: Leverages well-established APIs and services like Plaid, Zabo (for crypto), and Zillow (for real estate) to ensure accurate data sync.

Kubera is best suited for users with complex financial lives who require transparency across a multi-asset portfolio, including crypto. Its strength lies not in advanced trading tools, but in simplifying the full picture of wealth and performance.